150 Practical Money Saving Tips

Money Saving Tips

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There are many ways to save money, and it can be tough to know where to start. With these money saving tips you will start saving money like never before.

I have made a list of 150 tips to start saving money. To make it easier I have categorized the tips into saving money in groceries, how to reduce your bills, saving on entertainment, travel, and transportation. 

You will see that by applying these money saving tips, you can cut your budget dramatically.  

Here are some simple tips that can help you get started saving money.

Grocery Money Saving Tips

Money Saving Tips for groceries

1. Sign up for loyalty programs

2. Browse the weekly circulars

3. Use cash back and rebate shopping apps

4. Create a grocery budget.

5. Make a meal plan and meal prep for the week.

6. Vegetables, beans, bread, salad can be used as a substitute for meat in many dishes.

7. Make a shopping list.

8. Find grocery stores that offer discounted products such as Aldi and dollar store.

9. Buy in bulk for better prices.

10. Shop at Dollar Tree for pantry staples such as seasoning, pastas and other dry goods.

11. Cook at home and avoid ordering or going out to restaurants.

12. Find out what typical grocery costs are.

13. Buy generic foods

14. Don’t pay for bags at grocery store, Bring your own bags.

15. Don’t buy convenience and pre-made grocery items.

16. Buy produce that’s in season

17. When you have leftover put away in the fridge and heat up next day

18. Use coupons

19. Buy frozen meat

20. Have a Meatless days during the week

21. Pack your lunch for work and school

22. Get a rain check if sale items are sold out

23. Don’t waste food or let it go bad

24. Grocery stores typically have aisles where product is marked down shop there

25. Buy cheese in blocks its cheaper than graded, sliced or shredded cheese

26. Instead of individual potatoes, buy bagged potatoes.

27. Find out when the manager discounts are offered so you can take advantage of them.

28. To minimize pricing mistakes, keep an eye on the cashier.

29. Buy frozen or canned vegetables when it’s cheaper

30. Instead of buying just the breasts, consider purchasing a whole chicken and using the extra meat to make additional dinners.

31. Use cash to pay for your meals. It will help you stay within your budget.

32. Buy cheap cuts of meat and make crock pot meals out of them

33. Grow your own herbs

34. Keep an inventory of your pantry so you know what you have and what you need

35. Cook dried beans instead of canned, they’re cheaper

36. Save bacon grease to use for cooking oil

37. Stockpile on sale items

38. Don’t buy soda or any flavored drinks

39. Get a credit card with cash back rewards on groceries. Make sure to pay full balance each month.

40. Make a list of cheap recipes to start meal prepping

41. Make your coffee at home and take it with you

42. Buy bread at bread outlets

43. Store food properly to make it last longer

44. Freeze foods to keep them from getting stale or going bad

45. Don’t buy bottled water

46. Get a reusable bottle for water when you are on the go

eating out Money Saving tips

Eating Out Money Saving Tips

47. Check restaurant websites to find coupons or discounts.

48. Don’t buy alcohol

49. Sign up for emails alerts to get coupons

50. Order from the kids menu

51. Order to go

52. Use dining certificates, but be sure to read the fine print before you buy.

53. Go out for lunch or during happy hour instead of dinner

54. Eat at buffets

55. Order from the value or specials menu

56. Share an entrée

57. Get free food on your birthday

58. Skip desserts

59. Order water instead alcohol

60. Go to restaurants that use student, military or senior discounts

61. Instead of going to chain restaurants, try visiting local mom-and-pop eateries. Typically, prices will be lower and portions will be larger at a mom-and-pop restaurant.

62. Take the survey at the bottom of your receipt to receive free food

Money Saving tips

Save Money on Bills

63. Negotiate with companies about lowering your bills.

64. Always shop around for insurance before it renews every year

65. Instead of paying for cable television, consider using Netflix, Roku, or Hulu.

66. Buy your own modem so you don’t have to pay a monthly fee to rent the modem from the internet company

67. Make a budget its easier to see where you need to make improvements

68. Use online banking and go paperless. Some banks charge a fee to send you paper statements!

69. Use curtains and blinds to keep the sun out

70. Check to see if your organization or university has any discounts programs on gym memberships and phone plans.

71. Seal cracks around windows and doors with weather stripping

72. Use energy efficient light bulbs

73. Before you wash your clothes, wear them more than once.

74. Allow the dishes to air dry rather than using the dry cycle on the dishwasher.

75. Use a prepaid cell phone

76. Air dry your clothes instead of using the dryer, not only you save on electrical bill but your clothes will last longer

77. Cancel your home phone service

78. Turn lights off when you’re not in the room

79. Run appliances at night to avoid peak energy prices

80. Use ceiling fans and raise thermostat

81. If you can, pay auto insurance annually to get a discount

82. Check your bills. Sometimes you will end up being overcharged

83. Avoid ATM fees and overdraft fees

84. Save your change. It adds up over time.

85. Change your AC filter regularly

86. Always wash full loads of clothes

87. Invest in Energy Star appliances

88. Use the microwave instead of the oven when possible

89. Consider planting trees to shade your home during the summer

90. Pay your bills online and automate it to avoid late fees

91. Stop paying for unused memberships

92. Consider renting out space in your home that you don’t use like a guest bedroom on AirBnB

Money Saving tips for personal expenses

Money Saving Tips for Personal Expense

93. Get free product samples at makeup counters

94. Do your own manicure and pedicure

95. Beauty schools provide inexpensive or free haircuts.

96. Stock up on toiletries when they are on sale

97. Sign up for your pharmacy’s loyalty program

98. Use a Diva Cup instead of disposable feminine hygiene products

99. Buy personal care items when they are on sale

100. Sugar or salt may be used to make your own skin scrubs.

101. Get your hair cut only twice a year, trim it yourself for maintenance.

102. Use olive oil as a moisturizer and makeup remover

103. Shop at Dollar Tree for the beauty products you want, but with lower price tags.

shopping Money Saving tips

Shopping Money Saving Tips

104. Buy cleaning products and household items from Dollar Tree

105. Shop out of season

106. Visit outlet stores

107. Consider buying refurbished electronics

108. Take advantage of price matching

109. Buy birthday cards at Dollar Tree

110. Consider checking out books, films, and CDs from the library rather than purchasing new ones.

111. Shop clearance racks

112. Skip extended warranties

113. Thrift and consignment shops offer you the option of purchasing used furnishings.

Money Saving Tips for Entertainment

114. Invite friends over instead of going out

115. Have a game night

116. Go to free festivals and fairs

117. Have potluck parties

118. Ride a bike on a scenic bike trail

119. Start a book club

120. Stream free music from Pandora or Spotify

121. Have a DIY spa day

122. Find free local activities on your city’s website

123. Go to the beach

124. Have a book swap

125. Cancel magazine and newspaper subscriptions

126. Do outdoor activities like hiking or camping

127. Go to matinee movies for discounted prices

128. Try virtual fitness classes instead of paying for a gym membership

129. Go dancing when there is free cover charge

130. Go fishing

131. Play sports

132. Binge watch a great TV show on Netflix

133. Look up free day admission to museums, zoos, aquariums, etc.

134. Take free classes at your local library or online

Money Saving Tips for travel

Transportation & Travel Expense Money Saving Tips

135. Take advantage of car insurance discounts

136. Make sure your tires are inflated to save on gas mileage

137. Sign up for hotel loyalty programs to get discounts and free stays

138. Choose a hotel that offers a free breakfast.

139. Be aware of roaming fees when you travel

140. Avoid toll roads

141. Travel during off season

142. Be flexible about where and when to get the best airfare deals

143. Book in advance

144. Walk or use public transportation when possible

145. Consider public transportation or car pooling

146. Buy a good used car with less than 30,000 miles on it instead of a new car

147. Rolling windows down increases fuel economy

148. Fly red-eyes or early morning

149. Join a frequent flyer program

150. Use a travel credit card with great rewards

151. Don’t pay baggage fees. Bring a carry on instead.

152. Find coupons for rental cars

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