There are many ways to save money, and it can be tough to know where to start. With these money saving tips you will start saving money like never before.
I have made a list of 150 tips to start saving money. To make it easier I have categorized the tips into saving money in groceries, how to reduce your bills, saving on entertainment, travel, and transportation.
You will see that by applying these money saving tips, you can cut your budget dramatically.
Here are some simple tips that can help you get started saving money.
Grocery Money Saving Tips
1. Sign up for loyalty programs
2. Browse the weekly circulars
3. Use cash back and rebate shopping apps
4. Create a grocery budget.
5. Make a meal plan and meal prep for the week.
6. Vegetables, beans, bread, salad can be used as a substitute for meat in many dishes.
7. Make a shopping list.
8. Find grocery stores that offer discounted products such as Aldi and dollar store.
9. Buy in bulk for better prices.
10. Shop at Dollar Tree for pantry staples such as seasoning, pastas and other dry goods.
11. Cook at home and avoid ordering or going out to restaurants.
12. Find out what typical grocery costs are.
13. Buy generic foods
14. Don’t pay for bags at grocery store, Bring your own bags.
15. Don’t buy convenience and pre-made grocery items.
16. Buy produce that’s in season
17. When you have leftover put away in the fridge and heat up next day
18. Use coupons
19. Buy frozen meat
20. Have a Meatless days during the week
21. Pack your lunch for work and school
22. Get a rain check if sale items are sold out
23. Don’t waste food or let it go bad
24. Grocery stores typically have aisles where product is marked down shop there
25. Buy cheese in blocks its cheaper than graded, sliced or shredded cheese
26. Instead of individual potatoes, buy bagged potatoes.
27. Find out when the manager discounts are offered so you can take advantage of them.
28. To minimize pricing mistakes, keep an eye on the cashier.
29. Buy frozen or canned vegetables when it’s cheaper
30. Instead of buying just the breasts, consider purchasing a whole chicken and using the extra meat to make additional dinners.
31. Use cash to pay for your meals. It will help you stay within your budget.
32. Buy cheap cuts of meat and make crock pot meals out of them
33. Grow your own herbs
34. Keep an inventory of your pantry so you know what you have and what you need
35. Cook dried beans instead of canned, they’re cheaper
36. Save bacon grease to use for cooking oil
37. Stockpile on sale items
38. Don’t buy soda or any flavored drinks
39. Get a credit card with cash back rewards on groceries. Make sure to pay full balance each month.
40. Make a list of cheap recipes to start meal prepping
41. Make your coffee at home and take it with you
42. Buy bread at bread outlets
43. Store food properly to make it last longer
44. Freeze foods to keep them from getting stale or going bad
45. Don’t buy bottled water
46. Get a reusable bottle for water when you are on the go
Eating Out Money Saving Tips
47. Check restaurant websites to find coupons or discounts.
48. Don’t buy alcohol
49. Sign up for emails alerts to get coupons
50. Order from the kids menu
51. Order to go
52. Use dining certificates, but be sure to read the fine print before you buy.
53. Go out for lunch or during happy hour instead of dinner
54. Eat at buffets
55. Order from the value or specials menu
56. Share an entrée
57. Get free food on your birthday
58. Skip desserts
59. Order water instead alcohol
60. Go to restaurants that use student, military or senior discounts
61. Instead of going to chain restaurants, try visiting local mom-and-pop eateries. Typically, prices will be lower and portions will be larger at a mom-and-pop restaurant.
62. Take the survey at the bottom of your receipt to receive free food
Save Money on Bills
63. Negotiate with companies about lowering your bills.
64. Always shop around for insurance before it renews every year
65. Instead of paying for cable television, consider using Netflix, Roku, or Hulu.
66. Buy your own modem so you don’t have to pay a monthly fee to rent the modem from the internet company
67. Make a budget its easier to see where you need to make improvements
68. Use online banking and go paperless. Some banks charge a fee to send you paper statements!
69. Use curtains and blinds to keep the sun out
70. Check to see if your organization or university has any discounts programs on gym memberships and phone plans.
71. Seal cracks around windows and doors with weather stripping
72. Use energy efficient light bulbs
73. Before you wash your clothes, wear them more than once.
74. Allow the dishes to air dry rather than using the dry cycle on the dishwasher.
75. Use a prepaid cell phone
76. Air dry your clothes instead of using the dryer, not only you save on electrical bill but your clothes will last longer
77. Cancel your home phone service
78. Turn lights off when you’re not in the room
79. Run appliances at night to avoid peak energy prices
80. Use ceiling fans and raise thermostat
81. If you can, pay auto insurance annually to get a discount
82. Check your bills. Sometimes you will end up being overcharged
83. Avoid ATM fees and overdraft fees
84. Save your change. It adds up over time.
85. Change your AC filter regularly
86. Always wash full loads of clothes
87. Invest in Energy Star appliances
88. Use the microwave instead of the oven when possible
89. Consider planting trees to shade your home during the summer
90. Pay your bills online and automate it to avoid late fees
91. Stop paying for unused memberships
92. Consider renting out space in your home that you don’t use like a guest bedroom on AirBnB
Money Saving Tips for Personal Expense
93. Get free product samples at makeup counters
94. Do your own manicure and pedicure
95. Beauty schools provide inexpensive or free haircuts.
96. Stock up on toiletries when they are on sale
97. Sign up for your pharmacy’s loyalty program
98. Use a Diva Cup instead of disposable feminine hygiene products
99. Buy personal care items when they are on sale
100. Sugar or salt may be used to make your own skin scrubs.
101. Get your hair cut only twice a year, trim it yourself for maintenance.
102. Use olive oil as a moisturizer and makeup remover
103. Shop at Dollar Tree for the beauty products you want, but with lower price tags.
Shopping Money Saving Tips
104. Buy cleaning products and household items from Dollar Tree
105. Shop out of season
106. Visit outlet stores
107. Consider buying refurbished electronics
108. Take advantage of price matching
109. Buy birthday cards at Dollar Tree
110. Consider checking out books, films, and CDs from the library rather than purchasing new ones.
111. Shop clearance racks
112. Skip extended warranties
113. Thrift and consignment shops offer you the option of purchasing used furnishings.
Money Saving Tips for Entertainment
114. Invite friends over instead of going out
115. Have a game night
116. Go to free festivals and fairs
117. Have potluck parties
118. Ride a bike on a scenic bike trail
119. Start a book club
120. Stream free music from Pandora or Spotify
121. Have a DIY spa day
122. Find free local activities on your city’s website
123. Go to the beach
124. Have a book swap
125. Cancel magazine and newspaper subscriptions
126. Do outdoor activities like hiking or camping
127. Go to matinee movies for discounted prices
128. Try virtual fitness classes instead of paying for a gym membership
129. Go dancing when there is free cover charge
130. Go fishing
131. Play sports
132. Binge watch a great TV show on Netflix
133. Look up free day admission to museums, zoos, aquariums, etc.
134. Take free classes at your local library or online
Transportation & Travel Expense Money Saving Tips
135. Take advantage of car insurance discounts
136. Make sure your tires are inflated to save on gas mileage
137. Sign up for hotel loyalty programs to get discounts and free stays
138. Choose a hotel that offers a free breakfast.
139. Be aware of roaming fees when you travel
140. Avoid toll roads
141. Travel during off season
142. Be flexible about where and when to get the best airfare deals
143. Book in advance
144. Walk or use public transportation when possible
145. Consider public transportation or car pooling
146. Buy a good used car with less than 30,000 miles on it instead of a new car
147. Rolling windows down increases fuel economy
148. Fly red-eyes or early morning
149. Join a frequent flyer program
150. Use a travel credit card with great rewards
151. Don’t pay baggage fees. Bring a carry on instead.
152. Find coupons for rental cars