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If you use any information on this website, I assume no responsibility and will not be held liable for any losses, injuries, or damages. Any reliance you place on the information from this website will be strictly at your own risk.

While I write about “personal finance” and “financial planning” topics, I am not a certified financial advisor or a financial planner. I am just someone who loves talking about money and finances. You should not treat any information on this blog as professional advice. Before making any financial decisions, please consult a professional advisor or planner.